Commercial Umbrella Insurance
Commercial Umbrella Insurance

Commercial Umbrella Insurance

Commercial umbrella insurance is extra protection to keep you in business. Choosing a sufficient business insurance policy is one of the most important financial decisions you can make as a business owner. If your policy does not offer the coverage you need to protect you from situations that may put your business at risk, commercial umbrella insurance can be the solution.

A commercial umbrella policy will give your business extra coverage if a lawsuit or accident exceeds the limits of your underlying general liability, professional liability or auto liability policy. It can also provide insurance coverage in incidents that are not covered by your existing policy.

Umbrella Insurance

What Does Commercial Umbrella Insurance Cover?

An umbrella insurance policy picks up where your existing business liability coverage stops. It is an affordable means of giving you extra protection against property damage and bodily injury. As an example, if your current policy offers $1 million coverage and you are successfully sued for $1.5 million, your business umbrella policy will pay the remaining $500,000.

Umbrella Insurance Policy

Umbrella Insurance offers additional coverage for:

  • Professional liability
  • Commercial auto liability
  • General liability
  • Employers' liability
  • Product liability
  • Marine liability
  • Premises liability
  • Contractors liability

Your policy can protect you against major lawsuits as a result of accidents that occur on or off your business premises. For example, a business umbrella insurance policy can protect you against slander and libel, injuries caused by your products, a building fire that damages other property, business vehicles involved in an accident, carbon monoxide leaks, accidents and slips on your property and much more.

Business Umbrella Insurance Policy

Do You Have Enough Coverage? Request a Quote Today

Accidents can happen anywhere, no matter how carefully you run your business. Lawsuits can be very costly, even if they are frivolous, and potentially cost you thousands to millions to defend yourself.

Get the Coverage you Need Today


The insurance specialists at Pipeline Insurance Services will work with you to choose a level of protection that matches the needs of your business. Business umbrella insurance is an affordable coverage option that helps you avoid major business losses! Contact Pipeline Insurance for a free commercial umbrella insurance quote today to get the coverage you need.