General Liability Insurance
Insurance Services

General Liability Insurance

Running a successful business means preparing and planning for the unexpected. Any number of mishaps or accidents could destroy an uninsured business or leave the owner's personal assets at risk. At Pipeline Insurance Services, we offer tailored insurance products that offer the coverage your business needs so you can focus on what you do best: growing your business.

General liability (GL) insurance is one of the most important types of business insurance to protect you from many claims. Make sure you are covered before your business is sued!

Business Liability Insurance

What is General Liability Insurance ?

Business liability insurance, also known as GL coverage, protects you from many claims like bodily injury, personal injury and property damage that can result in a large claim. General liability coverage is most often combined with business property insurance in a Business Owner's Policy, or BOP, but it can also be a standalone policy, depending on the needs of your business.

General liability insurance protects you against major financial loss if your business is sued or held legally responsible for bodily injury or property damage. Depending on the coverage options you choose, your policy can cover:

  • Attorney fees and settlements if you are sued
  • Medical expenses
  • Property damage
  • Bodily injury
  • Personal injury
  • Premises liability
  • Products and Completed Operations
  • Fire liability
  • Casualty coverage
Business Insurance

Who Needs GL Insurance?

GL coverage is one of the most vital types of business insurance, regardless of industry, as it protects you against potentially large third party claims that could ruin your business. After all, even a frivolous lawsuit can result in tens or hundreds of thousands in attorney and court costs to defend yourself.

GL Insurance

Give general liability insurance a great deal of thought if you or employees:

  • Visit a client's home or workplace, or a client visits your location (such as operating a storefront or providing services in a customer's home)
  • Have access or store to a customer's property or equipment
  • Use third-party locations to conduct business activities
  • Write or speak about a customer's business
  • Are required to hold GL coverage to enter a contract with a client
General Liability Insurance

Depending on your industry, you may need a specialized form of general liability coverage. Examples include Garagekeepers Liability, Liquor Liability, Foreign Liability and Employee Practices insurance, which covers you against claims that an employee's legal rights were violated.

Request a General Liability Coverage Quote

Choosing to get a GL insurance policy is one of the most important financial decisions you will make for your business. Without insurance, your business will always be at risk that an incident, accident or frivolous lawsuit will lead to a major financial loss that could be large enough to shut down your business.

No matter how safely you run your business, lawsuits are a possibility and we live in a litigious society. Average annual liability insurance premiums are just $750 to $2,000 -- far lower than the thousands or even millions it could cost you to defend yourself in court.

Protect your business today by requesting competitive general liability insurance quotes from Pipeline Insurance Services to get customized coverage to fit your needs.

Get A Free Quote Today!