Restaurant Insurance
Pipeline Insurance Services

Restaurant Insurance

At Pipeline Insurance, we understand the challenges you face as a restaurant owner, and we are here to help you put together a customized insurance policy that protects you and your business. We provide coverage options for many restaurant types such as:

  • Company and franchise-owned restaurants
  • Family, casual and fine dining restaurants
  • Fast food and quick service restaurants
  • Food management contractors
  • Independently owned and chain restaurants
  • Bars, cafes, diners and delis
Restaurant Liability Insurance

Common Restaurant Insurance Options

While there are many ways to customize your business insurance options, the following forms of coverage are most popular with restaurant owners.

Business Property Insurance

Business property insurance protects you if fire, hail or other events cause damage to your building or equipment. Property insurance covers your building as well as inside contents such as equipment, furniture and fixtures.

Restaurant Insurance
Business Liability Insurance

Liability insurance covers accidents, injuries or mistakes that occur at the restaurant. This includes claims of illness due to tainted food and other situations common in the food industry.

Business Crime Insurance

The sad truth is employee theft, forgery and robbery are issues you may encounter when you run your own restaurant. Crime insurance protects you against losses that occur within and outside of the restaurant.

Workers Compensation

Accidents involving your employees may happen, no matter how safe your restaurant. Workers' compensation insurance protects you against illness and accidents.

Business Owners Policy

Depending on your restaurant business, you may also need more specialized insurance coverage as well, such as:

  • Food truck insurance
  • Business auto insurance
  • Liquor liability insurance
  • Equipment breakdown insurance protects your equipment against operator error, burnout, mechanical breakdown and power surges
  • Business income coverage protects you against losses that occur when you must shut down your business due to a covered loss
  • Utility services coverage and spoilage coverage will cover losses from ruined inventory if utility services are interrupted

Request a Restaurant Insurance Quote Today

Is your restaurant or food service business protected against the unexpected? All it takes is one lawsuit or accident to potentially force you to shut your doors for good! Protect your investment and your livelihood with affordable business insurance. Contact Pipeline Insurance Services in today to get competitive quotes from top-rated insurance providers and safeguard the future of your business!

Get a Quote